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Gratuity Calculator

Calculate your gratuity payout based on the Payment of Gratuity Act 1972 rules.
Last Drawn Salary (Monthly Basic + DA)
Years of Service
Additional Months
Is organization covered under Gratuity Act?
Estimated Gratuity

₹ 1,44,231

Eligibility statusEligible (Completed 5+ years)
Tax exemption statusFully Tax-Exempt
Formula: 15 * Salary * Years / 26
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Frequently Asked Questions

What is gratuity and who is eligible?

Gratuity is a monetary reward given by an employer to an employee for services rendered. In India, employees who have completed at least 5 years of continuous service in an organization with 10 or more employees are eligible for gratuity.

What is the formula for employees covered under the Gratuity Act?

For employees covered under the Payment of Gratuity Act, 1972, the formula is: Gratuity = (15 * Last Drawn Basic Salary + DA * Years of Service) / 26.

What is the formula for employees NOT covered under the Gratuity Act?

For employees not covered under the Act, the formula is: Gratuity = (15 * Last Drawn Basic Salary + DA * Years of Service) / 30. Note that the years of service are rounded down to the completed years.

Is there a limit on tax-free gratuity in India?

Yes, the maximum tax-free gratuity amount allowed under the law is ₹20 Lakhs (which was increased from ₹10 Lakhs). Any gratuity received exceeding this limit is taxable.

How to Use Gratuity Calculator

1

Enter your last drawn basic monthly salary plus dearness allowance (DA).

2

Input your continuous years of service in the organization.

3

Select whether your organization is covered under the Payment of Gratuity Act or not.

4

The tool will instantly show your estimated gratuity amount and highlight the tax-free limit.

Related Tools

EPF Calculator

Estimate your total retirement package by combining EPF and Gratuity returns.

FD Calculator

Plan how to invest your gratuity payout in high-interest fixed deposits.

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